NWS Calc

Car Loan Calculator

Auto loan payments with trade-in, down payment and sales tax.

%
%
months
Monthly payment
$520.19

60 payments

Amount financed
$25,960.00
Sales tax
$1,960.00
Total interest
$5,251.11
Total cost
$35,211.11
Show the working
  1. 1Taxable amount = $28,000.00 − $0.00 trade-in = $28,000.00
  2. 2Tax = $1,960.00
  3. 3Financed = $29,960.00 − $4,000.00 = $25,960.00
  4. 4Monthly = $520.19 over 60 months
Formula
financed = price + tax − deposit − trade-in

How it works

Works out an auto loan payment, accounting for the deposit, any trade-in and sales tax. Tax is applied to the price after the trade-in is deducted.

Example

A $28,000 car with $4,000 down, 7% tax and 7.5% interest over 60 months finances $25,960 at about $520/month.

More in Finance & Loans

About the Car Loan Calculator

Auto loan payments with trade-in, down payment and sales tax. It sits in the Finance & Loans section of NWS Calc, a free collection of calculators that run entirely in your browser. There is no signup, no paywall and no tracking — open the page, enter your numbers, get an answer.

Frequently asked questions

Is the Car Loan Calculator free to use?
Yes. Every calculator on NWS Calc is completely free, with no signup, no usage limits and no ads.
Does my data leave my device?
No. The Car Loan Calculator runs entirely in your browser using JavaScript. Nothing you type is uploaded, logged or stored on a server.
Can I use the Car Loan Calculator on my phone?
Yes. The page is fully responsive and works in any modern mobile or desktop browser — there is nothing to install.
What else is in Finance & Loans?
Loans, mortgages, interest, savings and investment returns. You can browse the full Finance & Loans category for related calculators.

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